Gökhan Erün earned his undergraduate degree from Istanbul Technical University Department of Electronics and Communications Engineering and his graduate degree from Yeditepe University in Business Administration. In 1994, Erün began his career at Garanti Bank Treasury Department. Between 1999-2004, he served as the Senior Vice President of Commercial Marketing and Sales Department. After becoming the CEO of Garanti Pension and Life in 2004, he was appointed as Executive Vice President of Garanti Bank in September 2005. Erün served as the Deputy CEO of Garanti Bank since September 2015, in charge of Corporate Banking Coordination, Treasury, Treasury Marketing and Financial Solutions, Derivatives, Cash Management and Transaction Banking, and Financial Institutions. He also held positions in the Boards of various Garanti Bank subsidiaries. As of January 2018, Erün has continued his career in Yapı Kredi as Executive Director in Board of Directors and Chief Executive Officer (CEO). In addition, Erün is the CEO of Koç Financial Services and holds positions in the Boards of various Yapı Kredi Group subsidiaries.
After graduating from Politecnico di Torino (Turin, Italy) with a Bachelors Degree in Material Engineering in 1996, Niccolò Ubertalli received his Master’s in Business Administration from Owen Graduate School of Management at Vanderbilt University (Tennessee, USA) in 2000. During his Graduate program, Ubertalli also worked at Teksid Aluminum Foundry as Program Manager and Process Engineer. In 2000, Ubertalli moved to Milan (Italy) and worked at McKinsey as Senior Associate until 2002. Between 2002-2004, he worked at UniCredit Clarima as Director of Major Relations Divisions. Between 2004-2006, Ubertalli worked at MBNA (USA and UK), the largest independent credit card issuer in the world acquired by Bank of America, as First Vice President. Between 2006-2009, Ubertalli relocated to Bulgaria to work at UniCredit Consumer Financing as Chairman and Executive Director. In 2009, he moved back to Italy and continued his career at UniCredit SpA, as Chief of Staff for Group CEO between 2009-2011 and as Head of Consumer Finance between 2011-2012. In 2012, Ubertalli moved to Romania and assumed the position of Deputy CEO at UniCredit Tiriac Bank. During his time there between 2012 and February 2015, he was also a Member of Management Board of Pioneer Invesments, member of the Management Board of UniCredit Tiriac, Member of Supervisory Board of UniCredit Consumer Finance Bulgaria, Member of Supervisory Board of UniCredit Consumer Finance Romania and Member of Supervisory Board of Ergo Asigurari de Vita S.A Romania. As of February 2015, Niccolò has been appointed as the Executive Director and Deputy CEO of Yapi Kredi Bank, Turkey. Ubertalli also serves as Executive Director and Deputy CEO of Koç Financial Services and Vice Chairman in Yapı Kredi subsidiaries (Yapı Kredi Invest, Yapı Kredi Leasing, Yapı Kredi Factoring, Yapı Kredi Bank Nederland, Yapı Kredi Bank Azerbaijan, Yapı Kredi Bank Moscow, Yapı Kredi Bank Malta and Yapı Kredi Cultural Activities, Arts and Publishing). He is also a Member of Board of Directors of Yapı Kredi Koray Real Estate Investment Trust and Allianz Yaşam ve Emeklilik.
Mr. Patrick Schmitt, graduated from University of Cologne, Germany and completed a masters programme at Community of European Management Schools (CEMS) in 2001. Mr. Schmitt started his professional career at UniCredit Bank Germany as a Relationship Manager for MidCap Corporate Customers. In 2005, Mr. Schmitt took a position as Executive Assistant to the Chief Risk Officer at UniCredit Bank which he held until 2007. Between 2007 and 2014, Mr. Schmitt worked as Head of Credit Underwriting for Machinery, Metal, Construction and Automotive Industry at UniCredit Bank. Later in 2014, Mr. Schmitt was appointed as Chief Risk Officer at UniCredit Bulbank Bulgaria. Mr. Schmitt has been working as Assistant General Manager for Risk Management and as a member of the Executive Committee at Yapı Kredi since October 2016. Mr. Schmitt is also a member of the Board of Directors of domestic and foreign subsidiaries of Yapı Kredi.
Mr. Francese, 50, graduated from Università Cattolica del Sacro Cuore, Economics & Commerce Department in Milan, Italy. He joined Credito Italiano in 1991 as Customer Relationship Manager then he experienced different positions in Organisation, Audit, Planning and Control functions. In 2005, he became the Head of Group Planning at Unicredit S.p.A. He continued his career at Unicredit Family Financing Bank S.p.A between 2007 and 2010 as Chief Financial Officer. In November 2010, he moved to Unicredit S.p.a. as the Head of Value Management & Planning for Consumer Finance business until 2012. In 2012, Mr. Francese assumed the position of CEO and the Chairman of the Management Board in Unicredit Consumer Financing EAD in Sofia (Bulgaria) where he worked until the end of February 2016.
He has been recently appointed as the Chief Financial Officer and Member of the Executive Committee at Yapı Kredi Bank A.Ş. as of March 1st, 2016.
Saruhan Yücel earned his undergraduate degree from Istanbul University Department of Business Administration and his graduate degree from University of Illinois in Business Administration. Yücel started his career at Koçbank in fund Management Department in 2000. Following his role as Securities Portfolio Manager, between 2002 and 2003, in Yapı Kredi Portfolio in Investment Funds Management Fixed Income department, between 2003 and 2018, he worked as FX and Money Markets Senior Dealer, FX Markets Vice President, Fixed Income Securities Vice President and Balance Sheet Management and Fixed Income Securities Executive Vice President in Yapı Kredi Bank. Following June 2018, he continued his career as Treasury Management Assistant General Manager. He is also Member of the Executive Committee at Yapı Kredi Bank.